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Insurance Scams: It Can be Prevented Tell a Friend

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It never ceases to amaze me that many people feel they know everything when it comes to being scammed, and they think it could never happen to them. Car insurance is one of those areas, where most people aren’t worried, and they think it could never happen to them. Well, just because you have an appointment, and there’s no door to door or cold calling involved, it doesn’t mean that you won’t get scammed by the wrong kind of insurance plan for your car. However, there are ways to avoid being scammed, and you can get the right type of insurance, but you have to know what to do, and how to separate the good from the scams.

First off, remember that even if you meet with someone, and they may seem credible, and they know what they’re talking about, you must remember to NOT make a quick decision!!! This is your auto insurance and let’s face it in the world of insurance there are generally many scam artists who will stop at nothing to get your money. Any real or integrity based insurance sales-person, does not need to close the deal right away, as in right at that moment. Therefore, when the person or persons is done giving their pitch about how their insurance is the best, make sure you thank them, and tell them that you will get back to them as soon as you can. Now, if they start getting pushy or if they want to close the deal right then, and there, chances are they’re trying to scam you.

The reason I say this is because sense of urgency sales people, especially in the insurance business don’t want you to do your homework, because they know they’ll probably get busted/exposed. You should do a Google search and remember two important things with your findings. First, if the results are primarily or even totally negative, then don’t even bother; it’s a scam. Second, if there are no results, once again don’t even bother, because companies that can’t be found are more than likely not legitimate, and they probably don’t want to be found, because they too are scam companies or worse case scenario, they’re fictitious scams.

These are very important tips when it comes to auto insurance, because closing the deal, may be important for the success of the sales person, but remember who should really win in this situation; YOU!!!! So make sure you are allowed the proper time to search, do home-work, and then make a decision, so you can avoid a financially painful experience, that will leave you with a bad taste in your mouth.

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