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Do I need a down payment for a buy here pay here car? Tell a Friend

Get Approved for Your BHPH loan before You Walk into the Car Dealership / Apply Here

Most buy here pay here dealers usually require 10% to 15% down payment in order for you to purchase the car.

If your a buy here pay here customer of a certain car dealer and have a good history of payment the dealer will usually require a 3% to 5% down payment or forgo the process completely if you have a solid payment history.

Why do dealers require a smaller down payment from repeat customers?

Dealers require smaller down payments from previous customers because they have a strong history of payment with the dealer. They have developed a positive relationship with the dealer over certain amount of time that’s allowed them to purchase newer buy here pay here cars with next to know money down.

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